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HARLEM INSURANCE AGENCY INC Blog

View the latest blog posts from HARLEM INSURANCE AGENCY INC.


What is life insurance? Insurance that pays out a sum of money either on the death of the insured person or after a set period. Your need for life insurance varies with your age and responsibilities. It is a very important part of financial planning. There are several reasons to purchase life insurance specially when there is a sudden death. READ MORE >>

Well let’s say you have a friend over and they would like to borrow your car to go and pick up something from the store. Along the way something happens and you get a phone call that they just got in to an accident. I bet your next question is what will happen to your car? READ MORE >>

So you now need a SR22? An SR22 is usually required by state when you drive without insurance or driving under influence. This means you have to get insured for 3 years ,if this were to get cancelled by any reason your license will get suspended. How to obtain an SR22? READ MORE >>

Well first thing you have to ask for all the discounts that you can possibly get! You get discounts for being a student having multiple cars on one policy or even having your home insurance and your car insurance put together. There was also a good student driving discount. Having prior insurance, being married. READ MORE >>

Well the answer to that is simply yes. Your rates do get affected by your credit. The lower the credit score the higher your premium. Now I bet your asking why should it affect the premium? What does it have to deal with auto insurance? READ MORE >>

Well lets face buying insurance is already difficult enough. All these questions concerns and what's covered and what's not. It's nice to sit down to a local insurance company and ask the list of questions that you had made a night before. READ MORE >>

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So your car had eggs thrown at? Or how about a flying pumpkin that came crashing down on your car? Ok so we all know that around Halloween time kids and even some adults are always doing something they shouldn't be. Its so crazy how you come outside and you find your car completely vandalized. READ MORE >>

So you think that driving with no insurance is a good way to save money right? WRONG! Let me give you an example of driving with no insurance. So all of a sudden you look in your mirror and you see lights you pull over and of course the first thing that they ask you for is license and insurance. READ MORE >>

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