So you now need a SR22? An SR22 is usually required by state when you drive without insurance or driving under influence. This means you have to get insured for 3 years ,if this were to get cancelled by any reason your license will get suspended. How to obtain an SR22? Stop by your local insurance agent to obtain a quote and to get all your questions answered. There is two different kind of SR22 policies. A non-owners policy which insure you even if you don’t own a vehicle, and the SR22 which you can include with your vehicle insurance. It’s very important to make sure that you have the SR22 for the correct amount of time that you are supposed to. The most common time for you to have your SR22 is for at least 3 years now. So make sure that you just follow the rules protect yourself and others around you. Once a SR22 is issued from the insurance place of your choice then it usually takes about 24 hours for the state to receive notification that you now have a SR22. If you do not make payments and it gets cancelled you will be held liable for it.