Friday, December 11, 2015

What is Life Insurance?

What is life insurance? Insurance that pays out a sum of money either on the death of the insured person or after a set period. Your need for life insurance varies with your age and responsibilities. READ MORE >>

Friday, December 4, 2015

What happens if you let a friend borrow your car?

Well let’s say you have a friend over and they would like to borrow your car to go and pick up something from the store. Along the way something happens and you get a phone call that they just got in to an accident. READ MORE >>

Tuesday, November 24, 2015

Who needs a Sr22?

So you now need a SR22? An SR22 is usually required by state when you drive without insurance or driving under influence. This means you have to get insured for 3 years ,if this were to get cancelled by any reason your license will get suspended. READ MORE >>

Monday, November 16, 2015

Does your credit score affect your insurance policy?

Well the answer to that is simply yes. Your rates do get affected by your credit. The lower the credit score the higher your premium. Now I bet your asking why should it affect the premium? READ MORE >>

Tuesday, November 10, 2015

Why buy insurance from a local agent?

Well lets face buying insurance is already difficult enough. All these questions concerns and what's covered and what's not. It's nice to sit down to a local insurance company and ask the list of questions that you had made a night before. READ MORE >>

Monday, October 19, 2015

TOP HALLOWEEN PRANKS COVERED BY INSURANCE

So your car had eggs thrown at? Or how about a flying pumpkin that came crashing down on your car? Ok so we all know that around Halloween time kids and even some adults are always doing something they shouldn't be. READ MORE >>

Thursday, October 15, 2015

What happens if you drive with no insurance?

So you think that driving with no insurance is a good way to save money right? WRONG! Let me give you an example of driving with no insurance. READ MORE >>

Wednesday, October 7, 2015

What is a personal umbrella policy and what does it cover?

Here in Chicago we always have this crazy weather. One day it's hot and your dripping sweat the next day you need a jacket its 20 degrees. Now when you hear umbrella you  think of an umbrella that protects you from the rain outside. READ MORE >>

Tuesday, October 6, 2015

How do deductibles affect your premium?

Deductible Getting insurance should be easy right I mean you just give them your vin number and your driver’s license right? Well what about when they ask you here in Chicago how much would you like your deductibles to be? READ MORE >>

Friday, October 2, 2015

What is the difference between a personal auto policy and commercial auto policy?

Personal Coverage Basics vs. Commercial Coverage Basics Personal Coverage for your vehicle is actually really easy to obtain in Illinois and Indiana. READ MORE >>