Preheader
Get A Quote
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Mexico Travel Insurance Quote
      • Auto Warranty Coverage Quote
      • Auto Quote Form (short)
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
      • Workers Compensation Quote
    • Flood
    • Health
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Limousine
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Tax
    • Trucking
    • Watercraft & Boat
    • Windstorm
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Financial Services
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Life
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Other
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Renters
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
    • Windstorm
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
  • About Us
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
subheader
Home > Blog > Does your credit score affect your insurance policy?
MONDAY, NOVEMBER 16, 2015

Does your credit score affect your insurance policy?

Well the answer to that is simply yes. Your rates do get affected by your credit. The lower the credit score the higher your premium. Now I bet your asking why should it affect the premium? What does it have to deal with auto insurance? Well your credit affects your insurance policy because it’s your background on payments and also if you will be likely to file a claim or not also. Weird.....Trust me I understand how they can get all of this information off of a credit score and determine so much, but it’s possible and they do. Your credit is very important now a days it follows you everywhere. It affects policies even when buying a house or trying to get a credit card. The higher your score the more you will be eligible to receive discounts. Having good credit shows you are being responsible. It also shows your low risk to the company and will not cost them money. Always make sure to read over your policy and make sure that you do not have any hidden fees or anything. It's better to get a quote with a good company you want a company that will cover you always. Maybe even a couple quotes to just know which could benefit you and also help you save but still meeting the requirements. There are ways to help your credit score which include paying off old credit card debts paying your balance down under at least 30% little things like that help your credit score build a lot of points in a short period of time.

Posted 12:52 PM

Tags: harlem, insurance, credit, policy, premium, policy
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2016
  • 2015

  • chicago(8)
  • insurance(8)
  • indiana(6)
  • policy(6)
  • illinois(5)
  • harlem(5)
  • car(3)
  • premium(2)
  • harleminsurance(2)
  • coverage(2)
  • harlem insurance(2)
  • auto(2)
  • #harlem(1)
  • liability(1)
  • bridgeview(1)
  • worth(1)
  • life(1)
  • quote(1)
  • indaina(1)
  • #save(1)
  • commerical(1)
  • credit(1)
  • business(1)
  • deductible(1)
  • #policy(1)
  • umbrella(1)
  • il(1)
  • claims(1)
  • #indiana(1)
  • dogbites(1)
  • #chicago(1)
  • policies(1)
  • chicagoland(1)
  • illinoios(1)
  • sr22(1)
  • home(1)

View Mobile Version
 
Home | Products | About Us | Companies | Partners | Read Our Blog | Join Our Newsletter | Contact Us
Policy Review | Policy Changes | Claims | Payment Options | Insurance Glossary | Our Privacy Policy
  10662 S. Harlem Ave | Worth, IL 60482
PH: (708) 923-9500 | FX: (708) 923-9900
Powered by Insurance Website Builder
We're here for you 24/7
or call us at
708-923-9500

Facebook Twitter LinkedIn RSS Feed
Contact Us