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HARLEM INSURANCE AGENCY INC Blog

View the latest blog posts from HARLEM INSURANCE AGENCY INC.

Friday, January 15, 2016

What happens if you get in to a accident

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Friday, December 11, 2015

What is Life Insurance?

What is life insurance? Insurance that pays out a sum of money either on the death of the insured person or after a set period. Your need for life insurance varies with your age and responsibilities. It is a very important part of financial planning. There are several reasons to purchase life insurance specially when there is a sudden death. READ MORE >>

Friday, December 4, 2015

What happens if you let a friend borrow your car?

Well let’s say you have a friend over and they would like to borrow your car to go and pick up something from the store. Along the way something happens and you get a phone call that they just got in to an accident. I bet your next question is what will happen to your car? READ MORE >>

Tuesday, November 24, 2015

Who needs a Sr22?

So you now need a SR22? An SR22 is usually required by state when you drive without insurance or driving under influence. This means you have to get insured for 3 years ,if this were to get cancelled by any reason your license will get suspended. How to obtain an SR22? READ MORE >>

Thursday, November 19, 2015

Need way's to save on insurance?

Well first thing you have to ask for all the discounts that you can possibly get! You get discounts for being a student having multiple cars on one policy or even having your home insurance and your car insurance put together. There was also a good student driving discount. Having prior insurance, being married. READ MORE >>

Monday, November 16, 2015

Does your credit score affect your insurance policy?

Well the answer to that is simply yes. Your rates do get affected by your credit. The lower the credit score the higher your premium. Now I bet your asking why should it affect the premium? What does it have to deal with auto insurance? READ MORE >>

Tuesday, November 10, 2015

Why buy insurance from a local agent?

Well lets face buying insurance is already difficult enough. All these questions concerns and what's covered and what's not. It's nice to sit down to a local insurance company and ask the list of questions that you had made a night before. READ MORE >>

Wednesday, October 21, 2015

What affects the auto policy?

READ MORE >>

Monday, October 19, 2015

TOP HALLOWEEN PRANKS COVERED BY INSURANCE

So your car had eggs thrown at? Or how about a flying pumpkin that came crashing down on your car? Ok so we all know that around Halloween time kids and even some adults are always doing something they shouldn't be. Its so crazy how you come outside and you find your car completely vandalized. READ MORE >>

Thursday, October 15, 2015

What happens if you drive with no insurance?

So you think that driving with no insurance is a good way to save money right? WRONG! Let me give you an example of driving with no insurance. So all of a sudden you look in your mirror and you see lights you pull over and of course the first thing that they ask you for is license and insurance. READ MORE >>

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