Well first thing you have to ask for all the discounts that you can possibly get! You get discounts for being a student having multiple cars on one policy or even having your home insurance and your car insurance put together. There was also a good student driving discount. Having prior insurance, being married. There are plenty of insurance discounts that you can get when getting an auto policy. It’s always better to shop around with different companies and try and figure out who will provide you with the best rate and coverages.
Another way to also save on your insurance is you can raise your deductibles on your policy. If you make it an higher deductible your payments will be lower but you do have to remember that if you do get in to an accident you will have a higher deductible that you will have to pay out of pocket. But if you do not get in to one you will be saving yourself a lot of money every year.
Your credit score also depends on the auto policy as well. A higher credit score the lower the premium. That’s always good news to hear that you will be saving money. If you can pay off old debt old credit cards you will be helping yourself in the long run also. Credit now a days is like your shadow because it follows you everywhere. So get that credit up to get the lowest possible.